State Farm® Insurance Agent Lem Howard
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Shyrelle S
March 5, 2026
"Pat is one of the best always pleasant and thank you"
"Thanks for the impressive review! We are thrilled to hear you had a wonderful experience with State Farm Agent Lem Howard’s Team here in Lithonia . "
Karen Greene
March 5, 2026
"Big company personal attention. Lem and his right hand, Pat take the time to make sure your policy has the right fit. Professionalism and Kindness are just two of the superlatives I give them."
"Thank you for your wonderful feedback. We are pleased to hear that you had a positive experience with us here on State Farm Agent Lem Howard’s Team. "
Gwendolyn Morgan
March 4, 2026
"I would like to make known the high level of professionalism, understanding, product knowledge and empathy put into action, that I received from Pat Richardson, Insurance Account Representative. Pat has assisted me with claim filings, a false claim, a policy reinstatement and more.during the past 11 years. She is great at what she does. When I expressed my appreciation to Pat yesterday, she replied "that's what I'm here for"."
"We’re thankful for your feedback! It’s our pleasure to assist you with your insurance needs. If there is anything else we can do to help, please let us know!"
Daryl Tolbert
February 25, 2026
"Ms Richardson was very professional and patient . She was also diligent and helpful in finding me discounts that made it affordable for me to come aboard"
"Wow, thank you for the amazing 5-star review! It means a lot to us here in Lithonia to know that you had such a wonderful experience with us here on State Farm Agent Lem Howard’s Team."
Khalia “Lia” Latta
February 23, 2026
"Ms. Pat is always helpful when I call to get information about anything. She is the most pleasant with a great spirit. It doesn't matter what questions I have, even if it isn't about my policy; she answers them without any problem. She's awesome!🤗"
"Khalia, thank you for your wonderful review of State Farm Agent Lem Howard’s Team!"
Gilbert Rice
February 23, 2026
"Pat Richardson has always been very helpful everytime I've sought her assistance."
"Thank you for your 5-star review! My State Farm team and I are happy to be your good neighbor!"
Daniel Cunegin
February 23, 2026
"Pat give good service to me and she's a very polite and professional agent."
"Thanks so much for the amazing review, Daniel! We really appreciate your support here in Lithonia . If you ever have any questions or need insurance assistance in the future, we are just a message away!"
Eloise Miller-Bonner
February 11, 2026
"I received outstanding service."
"We are grateful for your 5-star review, Eloise! Thanks for taking a moment to share your positive rating of State Farm Agent Lem Howard’s Team here in Lithonia . "
Melissa Rodgers
February 10, 2026
"My representative Pat is Always, processional , courteous and most of all kind! She responds back in a timely manner and Always willing to assist where needed!!! Hands down the Absolute Best!!!"
"We are honored by your review. Thank you for taking the time to inform us of your experience. We're glad you are satisfied with the service from my State Farm office. We are always here to assist you with your insurance needs."
Jasmine Combs
January 28, 2026
"Pat was amazing assisting me with my new policies. She matched my current coverages and provided a much better rate on both my home and auto policies. Give her a call and start saving today!"
"Thank you so much for the 5-star review of State Farm Agent Lem Howard’s Team! We deeply appreciate your kind words here in Lithonia . "
shortdogg 106
January 26, 2026
"My experience has been great! Mrs. Pat has always provided great service. Mrs.Pat always guided me in the right direction since my mid twenties. For twenty years plus she has given me awesome service. Thank you Mrs Pat and keep doing what you do!"
"We really appreciate your 5-star review, it means a lot to us! We are always happy to help with anything insurance related—whether it is finding the right coverage or answering general questions. shortdogg, thank you so much for the wonderful review! We really appreciate your kind words. If you ever have any questions or need assistance with anything insurance related, do not hesitate to reach out to State Farm Agent Lem Howard’s Team—we are always here to help! "
Patrice
January 26, 2026
"Mrs. Pat is so professional, pleasant and patient. She takes her time in explaining the information to you. She likes to ensure you understand before proceeding. Mrs. Pat loves what she does because you can hear it in her voice. You can’t say that about many people. The first time I called Mrs. Pat, I felt like I’ve know her for years. She was referred to me. I’m glad he did! She helped me to process what I will have to look forward to when I went home to take care of my mom. It was unexpectedly. I was calling about life insurance for my mom. I couldn’t get the life insurance for my mom. Mrs. Pat explained why thoroughly. I ended up getting life insurance for myself. She puts you at ease. It’s not forced. It’s because that’s just her. She is so personable and caring. Mrs. Pat leaves an impression on you. Her voice is even welcoming. Like you just want to hear what she has to say. I can go on and on about Mrs. Pat but I will stop right here. Sincerely Patrice Saffold"
"Thank you so much for the 5-star review of State Farm Agent Lem Howard’s Team! We deeply appreciate your kind words here in Lithonia . "
Eddie Chatman
January 14, 2026
"I was 100% satisfied with the assistance that Pam gave me with my insurance needs. I would certainly use her again."
"Thank you for the 5-star review, Eddie! Here on State Farm Agent Lem Howard’s Team, we are proud to serve our community and appreciate your recognition. "
veronica ryans
January 9, 2026
"I have to take a moment and THANK Lem and his team member Pat for their 5 star recent customer service interaction. I have an elderly mom insured there and I live about 2 hours away. I called the office today and Ms Pat was able to assist me with my (simple) request but tedious for my elderly mom. Well Ms Pat called me back immediately to let me know that “Lem” would be assisting my mom. I appreciate them both so very much for taking care of my mom in a quick and efficient manner."
"Thank you for your 5-star review! My State Farm team and I are happy to be your good neighbor!"
Cheryl Muhammad
January 8, 2026
"Ms. Pat Richardson had the best customer service in this office. She was so very helpful and knowledgeable. We spent time on the line as she answered my many questions with pleasure. Due to her service I would definitely refer this office."
"Thank you for your review! We are pleased you had a positive experience in our office. Lem Howard and team are here to help with all your insurance needs."
Carlos Snow
December 18, 2025
"My experience was absolutely outstanding from start to finish. The agent, Ms. Richardson, was extremely professional, patient, and genuinely helpful throughout the entire process. She took her time to thoroughly explain everything, went into great detail about all of my options, and made sure I clearly understood each step before moving forward. I never felt rushed or pressured, and she was always willing to answer my questions and address any concerns I had. This is not my first time working with Ms. Richardson, and each interaction has consistently been a great experience. Her knowledge, attention to detail, and commitment to excellent customer service truly stand out. Every time I’ve worked with her, the process has been smooth, informative, and stress-free. Overall, I am extremely satisfied and truly appreciate the level of care and professionalism she provides."
"Thank you for your 5-star review! My State Farm team and I are happy to be your good neighbor!"
William Jenkins
December 18, 2025
"I am so pleased with the excellent customer service and quick responses from my agent Ms. Pat and the Lem Howard agency. My family and I are so at ease knowing that my agent is a constant courteous professional, equipped to manage my coverage needs and has a genuine interest in the safeguarding us through proper insurance. I have been through several insurance agents and agencies in the past and was inconsistent in maintaining coverage because I did not fully trust them or even feel like I was a welcomed member of their agency. Now that My family and I are a part of the Lem Howard experience, we have no reservations or concerns about who really has my families best interest in mind. So thankful that I found you guys. So much more to say, but Thanks Ms. Pat."
"We’re thankful for your feedback! It’s our pleasure to assist you with your insurance needs. If there is anything else we can do to help, please let us know!"
Geneise Taylor
December 17, 2025
"I have worked with Pat Richardson at this location for the past few years and it has always been a pleasure, she is professional, very thorough and always explains in detail. She always return calls and follow up if she has sent you any emails to ensure you’ve received it and to answer any questions you may have. I enjoy working with Pat and the team. Thank you."
"We appreciate your review! We are delighted to know you had a great experience with our State Farm office. If you ever need any assistance in the future, please don’t hesitate to reach out. We are here to help!"
Tyrone Turner
December 10, 2025
"Superior service from miss Pat"
"Thank you for reviewing our State Farm office! We’re thrilled to know you had a positive experience with us; your satisfaction is our top priority! We look forward to continuing to support your insurance needs."
Tracy Henry
December 9, 2025
"I came over to this office about 2yrs ago from another state farm agent. When I say this was the BEST decision I have made. Mrs Pat is amazing knowledgeable and responsive. if I could give her 20 stars I would."
"Thank you for your 5-star review! My State Farm team and I are happy to be your good neighbor!"
Tabitha Brookins
November 25, 2025
"Pat Richardson went above and beyond in helping me with my insurance needs. Her customer service is outstanding—she is patient, knowledgeable, and truly committed to supporting her clients. If you’re looking for someone who will take great care of you, definitely reach out to Pat. Highly recommended!"
"Thank you for reviewing our State Farm office! We’re thrilled to know you had a positive experience with us; your satisfaction is our top priority! We look forward to continuing to support your insurance needs."
Rufus Wright
November 25, 2025
"Pat did an amazon job going through all the options for my insurance policies. I'm very satisfied with the experience I had with her and look forward to being with State Farm in the bright future."
"We’re honored by your positive feedback! We look forward to continuing to provide you with great service! If there is anything else we can do for your insurance needs, just let us know!"
Linda Green
November 22, 2025
"I have really enjoyed working with Pat Richardson as my insurance agent. She is always friendly, kind and genuinely willing to help whenever I need anything. Since working with her, my premium have actually gone down, which has been a huge relief. Pat is reliable, easy to talk to and truly look out for her clients. I’m grateful for her excellent Service and highly recommend her to anyone looking for a trustworthy Insurance professional. I have had a great experience with this State Farm team. I also work with Lem Howard once, and he was a very kind and helpful as well. Even and that one interaction he made things easy and was a pleasure to work with. Overall, I’m very satisfied with their service and would highly recommend this State Farm service."
"We appreciate your review! We are delighted to know you had a great experience with our State Farm office. If you ever need any assistance in the future, please don’t hesitate to reach out. We are here to help!"
Leah Weber King
November 21, 2025
"My experience is always a joyful one when speaking to Lem Howard's State Farm office. Both Mr. Howard and Ms. Pat, are helpful, pleasant and informative. They are always responsive and take the time necessary to assist me with all of my insurance needs. I have been with their office for almost 25 years and they have remained consistent throughout. Thank you for everything!"
"Thank you for taking the time to share your thoughts! We’re glad to know you’re satisfied with the service at our State Farm office. If you ever have any questions or need assistance, we’re here to help!"
Sam Car
November 18, 2025
"My experience with Pat Richardson is everything she’s knowledgeable, informative, sweet she makes you feel comfortable asking the same questions a million times in different ways. Pat knows her stuff she helps you make the best decisions that’s right for you. I would recommend her to everyone I know she’s the best and will always be. Thank you Pat I’m very appreciative of your knowledge, patience, and your personal charm to make me feel at home with State Farm! Sam"
"Thank you for your 5-star review! My State Farm team and I are happy to be your good neighbor!"